13 I have seen a grievous evil under the sun:

wealth hoarded to the harm of its owners,
14     or wealth lost through some misfortune,
so that when they have children
    there is nothing left for them to inherit.
15 Everyone comes naked from their mother’s womb,
    and as everyone comes, so they depart.
They take nothing from their toil
    that they can carry in their hands.

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